MarshmelloPay virtual cards

From a single cardto organized spending.

Separate payment purposes for advertising, subscriptions and everyday operations. Choose a suitable virtual card and review card status, limits and transactions in one place.

Get started Compare card options

Spending, in perspectiveSet limits for each card

Software subscriptionA clear transaction trail

Product illustration · MarshmelloPay

Two ways to manage cards

Individually, or together.

Choose a virtual card that fits how you organize funds and spending limits, from a single project to multiple cards.

Manage by card

Individual virtual cards

Assign a dedicated card to a project or payment purpose, so each card’s spending is easier to review.

Funding illustration · Example data

Advertising

•• 48261,200.00 USDAvailable card balance

Software subscriptions

•• 2806300.00 USDAvailable card balance

Review each card’s balance separately and top up using the methods supported by its product.

Funding: Arrange card balances and top-ups using the methods supported by the product.
Card limits: Review each card’s balance or available limit separately.
Best suited to: Businesses separating advertising, subscriptions or project spending.

Linked to a shared account

Shared virtual cards

Link multiple cards to a shared account while managing card limits separately, combining central funding with everyday use.

Funding illustration · Example data

Operations shared account2,400.00 USDAvailable account funds

One linked account, separate card limits

Advertising

•• 48261,200.00 USDAvailable card limit

Software subscriptions

•• 2806300.00 USDAvailable card limit

Check both the card limit and account funds before paying. Changing a limit does not add funds to the account.

Funding: Manage available funds in the linked shared account.
Card limits: Set and adjust card limits according to the product’s rules.
Best suited to: Teams allocating spending limits across several cards from one account.

Balance, limit and operation rules depend on the card product shown in your account. A shared card’s limit is different from the funds available in its shared account.

Clarity beyond card creation

Follow each step of using your card.

Manage everyday operations in the client, with card details, business orders and transaction records together.

Choose and create a card

Review currencies, use cases and fees, provide the required information and follow the result in your original card order.

Manage balances and limits

Arrange top-ups or adjust limits where supported. Individual cards and shared cards follow their respective funding rules.

Manage card status

Check the current status and, where supported, freeze, unfreeze or close a card as your business needs change.

Review transactions and orders

View transactions and processing status by card, and follow related top-ups, refunds and other activity through business records.

A look at everyday management

See your cards, limits and transactions.

Switch views to explore shared card limits, card status and transaction review.

Product illustration · Example data

Shared card · Advertising · •• 4826

Know the card limit and the account funds.

The available card limit and shared account funds are shown separately. Check both before paying.

Available card limit1,200.00 USDThe limit for this card

Available account funds2,400.00 USDFunds in the linked shared account

Configured card limit1,500.00 USDSubject to the card product’s rules

A limit change is not a top-up. Availability also depends on product and transaction rules.

This illustration uses example data and does not show a real account, real transactions or the complete client interface. Features depend on the card product, account permissions and the client.

Check suitability before making a payment.

Currencies, merchant rules, fees and card requirements help you decide whether a product fits your business. The guide walks you through what to check.

Read the guide

Your next chapter starts here

Let payments keep up with your ideas.

Clearer cards and spending management for every step your business takes.

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