Cards with a purpose
Organize cards around the way your business works. View their details and status in one place.
Virtual cards for everyday business spending
A virtual card.A clearer view of spending.
From a single virtual card to your entire team’s spending. Bring clarity to advertising, subscriptions and business payments, wherever your ideas take you.
- Flexible cards
- Purposeful budgets
- Clear records
Spending, in perspectiveSet limits for each card
Software subscriptionA clear transaction trail
MarshmelloPayExplore below
Made for the way business moves
- Advertising
- AI tools
- Subscriptions
- E-commerce
- Cloud services
More than a way to pay
Every payment.
A clearer picture.
Bring cards, teams and spending into one workspace. Less time untangling payments. More room to move forward.
Explore virtual cardsA place for every teammate
Define access through accounts and roles, so each teammate works within their assigned permissions.
Budgets with boundaries
Set limits where supported by your card product, and align spending capacity with business needs.
Records you can follow
Follow transactions and business orders. Distinguish pending, successful and failed outcomes when reviewing spending.
Two ways to manage cards
Individually, or together.
Choose a virtual card that fits how you organize funds and spending limits, from a single project to multiple cards.
Explore card managementManage by card
Individual virtual cards
Assign a dedicated card to a project or payment purpose, so each card’s spending is easier to review.
Advertising
•• 48261,200.00 USDAvailable card balanceSoftware subscriptions
•• 2806300.00 USDAvailable card balanceReview each card’s balance separately and top up using the methods supported by its product.
- Funding
- Arrange card balances and top-ups using the methods supported by the product.
- Card limits
- Review each card’s balance or available limit separately.
- Best suited to
- Businesses separating advertising, subscriptions or project spending.
Linked to a shared account
Shared virtual cards
Link multiple cards to a shared account while managing card limits separately, combining central funding with everyday use.
Operations shared account2,400.00 USDAvailable account funds
One linked account, separate card limits
Advertising
•• 48261,200.00 USDAvailable card limitSoftware subscriptions
•• 2806300.00 USDAvailable card limitCheck both the card limit and account funds before paying. Changing a limit does not add funds to the account.
- Funding
- Manage available funds in the linked shared account.
- Card limits
- Set and adjust card limits according to the product’s rules.
- Best suited to
- Teams allocating spending limits across several cards from one account.
Balance, limit and operation rules depend on the card product shown in your account. A shared card’s limit is different from the funds available in its shared account.
Built around real work
Your next move.
Your way to pay.
From everyday subscriptions to team operations, give every use case a clearer payment workflow.
Focus on growth. Keep ad spending organized.
Arrange cards by project or purpose and separate advertising expenses across your business, making them easier to review.
- Separate campaign purposes
- Review transactions by card
- Align limits with business needs
Spending by purposeSpending overview
Example data- Brand campaigns52%
- Product launches30%
- Content marketing18%
Recent spending
Brand campaigns•• 4826
Product launches•• 2806
Content marketing•• 1930
Transaction detailsOne place to manage it
Give your team’s tools a clearer home.
Organize spending on software and AI tools. Assign cards by purpose so subscription payments are easier to trace.
- Organize subscription purposes
- Follow payment status
- Review team spending regularly
Spending by purposeSpending overview
Example data- AI workspace52%
- Design tools30%
- Team collaboration18%
Recent spending
AI workspace•• 4826
Design tools•• 2806
Team collaboration•• 1930
Transaction detailsOne place to manage it
Business goes further. Management stays close.
Organize cards for platform services and operational tools, then review the related spending in one workspace.
- Organize operational payments
- Manage cards across projects
- Keep clear transaction records
Spending by purposeSpending overview
Example data- Platform services52%
- Operational tools30%
- Business purchases18%
Recent spending
Platform services•• 4826
Operational tools•• 2806
Business purchases•• 1930
Transaction detailsOne place to manage it
Build the product. Make sense of the spending.
From cloud infrastructure to developer tools, organize service spending by project so everyone understands its purpose.
- Separate project spending
- View service transactions together
- Manage budgets around your needs
Spending by purposeSpending overview
Example data- Cloud infrastructure52%
- Developer tools30%
- Project services18%
Recent spending
Cloud infrastructure•• 4826
Developer tools•• 2806
Project services•• 1930
Transaction detailsOne place to manage it
These are examples of common uses. Acceptance, currencies and fees depend on your card product and the merchant’s rules.
Explore the use casesA considered start
From a first look to a first step.
Understand your needs, then choose the right card product.
- 01
Create your account
Register in the client and complete the required account verification and information.
- 02
Find the right card
Review supported currencies, usage, fees and limits before requesting a card.
- 03
Put it to work
Arrange cards by purpose and follow orders and transactions in your workspace.
Clarity is part of control
Every action.
Clear boundaries.
Account access, team permissions and transaction status each have a role. See what matters and work within the rules.
Account verification
Sign-in and sensitive actions follow the client’s identity verification requirements.
Defined permissions
Access is managed through roles and account ownership.
Traceable status
Follow the actual outcome, with a clear distinction between accepted and completed.
A little more clarity
Frequently asked questions
Something else on your mind?Get in touch
Read the full guideWhat kinds of business can use MarshmelloPay?
This site presents common uses such as advertising, software subscriptions, commerce operations and cloud services. Support varies by card product. Review the product information in the client and the merchant’s payment rules to confirm suitability.
How do I start using a virtual card?
Use Get started to access the client, register and complete the required verification. Then follow the relevant card product instructions. Requirements, fees, limits and processing times are shown in the client.
Which currencies and fees apply?
Currencies, card issuance, funding and transaction fees depend on the card product and your account configuration. Review the fee details before submitting an action. This site does not promise a single fee or exchange rate.
How do individual and shared cards differ?
Individual and shared cards use different account and limit models. Shared cards are linked to a shared account, and a card limit is not the same as account funds. Choose based on the product information and your account permissions.
Why is an order still pending?
Acceptance and completion are different states. Follow the original order in the client and avoid submitting it again while the outcome is uncertain. If you need help, keep the business order reference and contact a verified official support channel.
Your next chapter starts here
Let payments keep up with your ideas.
Clearer cards and spending management for every step your business takes.